New: Open Banking PSD2 compliance framework available for European institutions →
Digital Banking

Digital Banking Solutions for Modern Financial Institutions

EGS develops secure and scalable digital banking platforms that enable financial institutions to deliver seamless customer experiences, faster transactions, and resilient banking operations.

Account Overview
Current Balance
£124,500.00
Card payment
−£284.00
Today
Transfer in
+£5,000.00
Yesterday
Standing order
−£1,200.00
Mon
Security: Active MFA: ON

The Challenge of Digital Banking Transformation

The Challenges
Legacy System Fragmentation
Old infrastructure blocking customer experience improvements
Compliance Complexity
Evolving regulations requiring constant architectural changes
Scalability Limits
Systems unable to handle transaction volume growth
The EGS Solutions
API Integration Layer
We build middleware bridges to modernise without full replacement
Compliance-Native Architecture
Security and regulation built in from day one
Elastic Banking Infrastructure
Cloud-native systems designed to scale horizontally
How it works

With EGS, digital banking delivery is straightforward

From legacy audit to live platform — we handle every step.

01

We analyse your banking infrastructure

Legacy Audit
Core system assessment
API inventory
Compliance gap analysis
02

We build your digital banking platform

Platform Schedule
  • Working daysMon–Fri
  • Cadence2-week sprints
  • ReleaseEvery 2 weeks
  • CI/CDEvery commit
03

We go live and support operations

Platform capabilities

Everything your digital banking platform needs

Retail & Corporate Banking Applications

Full-featured retail banking portals — account management, transfers, statements, notifications. Corporate multi-user environments with role-based access and treasury management.

Banking Config
Retail modeON
Corporate modeON
API BankingON
Compliance loggingON

Your branded banking experience

Every platform we build is white-label, branded, and owned by you. Custom URLs, custom UI, your identity — no vendor lock-in.

banking.yourclient.com
Your Client Bank
Premium account
Services
  • • Core Banking
  • • Payment Processing
  • • Mobile App

Omnichannel customer journeys

Consistent customer journeys across web, mobile, in-branch kiosk, and API channels with unified customer profiles and real-time notifications.

Web
Connected
Mobile
Connected
API
Connected
Kiosk
Connected

Real-time fraud detection

Transaction monitoring with ML scoring and instant alerts. Every suspicious event flagged and routed before it impacts the customer.

Transaction Approved
£284.00 card payment
just now
Transaction Flagged
Unusual location detected
2 min ago
Transaction Approved
£1,200 standing order
5 min ago
Transaction Blocked
Fraud score exceeded threshold
12 min ago
MFA Verified
User re-authenticated successfully
15 min ago

Technology Stack

LayerTechnologies
FrontendReact, Angular, React Native, Flutter
BackendJava Spring, Node.js, .NET Core
DatabasePostgreSQL, Oracle, MongoDB
SecurityHSM, OAuth2, OpenID Connect
CloudAWS, Azure, GCP
CompliancePSD2, Open Banking UK, ISO 20022

…and so much more!

Retail Banking Apps
Corporate Portals
Mobile Banking
API-First Architecture
PSD2 Compliance
Fraud Detection
Secure Authentication
Legacy Integration
★ Testimonials

Don't just take our word for it

"EGS delivered our digital banking platform 3 weeks ahead of schedule. The API integration with our legacy core was seamless."
Head of Digital, Regional Bank
"PSD2 compliance was handled natively. We didn't have to retrofit anything after launch."
CTO, European Neobank
"The omnichannel experience EGS built reduced our customer support calls by 40%."
VP Product, Fintech Company

Ready to modernise your banking platform?

Speak with EGS engineers about digital banking, API architecture, and compliance-native platform delivery.

Frequently Asked Questions

Creating secure web, mobile, API, and backend systems that allow banks to deliver online financial services.